What does the online payment process look like for me (cardholder Viva Wallet) ?

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During the online payment, you will have to enter the card data and click the “pay” button. In the next step, you will receive a one-time password via SMS sent by Viva Wallet which you have to enter in a pop-up window.
The Revised Payment Services Directive (PSD2) will be coming into force as of September 14th.