What about the card present transaction? How is this going to affect in my store payments?

There will be no major changes regarding in-store payments since a PIN is already required for purchases exceeding the country’s CVM limit - for Greece, the limit is 25€. From now on the terminal may ask for a PIN for payments below this limit as well.  Specifically, cumulative amount of EUR 150 contactless transactions, so consumers might occasionally be required to enter their PIN for smaller purchases.