What is the difference between Viva Wallet POS/mPOS and e-commerce transactions?

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Transactions made via Viva Wallet POS/mPOS terminals require the physical presence of the cardholder. The terminal securely communicates with the card’s chip and the cardholder is prompted to enter their PIN in order to complete the transaction. Payments made via POS/mPOS terminals offer the maximum level of security to both the cardholder and the merchant that accepts the payment.